IOWA CREDIT COUNSELING SERVICES
Iowa Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.
Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.
LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:
- Consumer education about how to avoid incurring debts
- Planned method of debt relief
- Consolidation of multiple payments into one lower monthly payment
- Debt Reduction of 10-50%
- A chance to be debt free in periods of 3 to 6 years
- Help to bring delinquent accounts current
- A fresh start and a way to begin building a positive credit history
- To minimize the impact of the negative marks on your credit scores
- Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
- Mediation between creditor and debtor
- A Debt Management Plan
- Ways to regain control over their financial situation
- Smart negotiation with creditors to repay debt by working out a repayment plan
- Reduced fees and interest rates
- Fees and interest reduction
The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.
CONSUMER DEBT CONSOLIDATION - Iowa Credit Counseling Services
Mid Iowa Credit Counseling 1608 S Duff Avenue # 300 Ames, IA 50010-8062 Phone: (515) 279`4118
Credit Counseling And Debt Management Of Eastern Iowa, Inc, 4403 1st Avenue Se # 402 Cedar Rapids, IA 52402-3221 Phone: (319) 373`8297
Consumer Credit Counseling Service, 810 Locust Street Dubuque, IA 52001-6705 Phone: (563) 582`3885
Credit Counseling & Debt Mgmt, 4403 1st Avenue SE # 402 Cedar Rapids, IA 52402-3221 Phone: (319) 373`8297
Farm Credit Service of America, 2328 Millennium Drive Decorah, IA 52101 Phone: (563) 382`8413
Consumer Credit Counseling Service, 715 Douglas Street Sioux City, IA 51101-1021 Phone: (712) 252`5666
Credit Counseling, Davenport, IA 52803-3756 Phone: (563) 323`3739
Credit Management Systems, Inc, 453 Highway 1 W Iowa City, IA 52246-4205 Phone: (319) 341`0721
Debt Counseling Des Moines, IA 50309 Phone: (515) 288`0741
Consumer Credit of Des Moines, 6129 SW 63rd Street Des Moines, IA 50321-9602 Phone: (515) 287`6428
Consumer Credit Counseling Service, 30 W Main Street # 102 Marshalltown, IA 50158-4917 Phone: (641) 752`6161
Consumer Credit Counseling Services Of Northeasthern Iowa, 404 S Monroe Avenue Mason City, IA 50401-3829 Phone: (641) 421`7619
Consumer Credit Counseling Service, 102 N 4th Street Forest City, IA 50436-1654 Phone: (641) 421`7619
123 Credit & Debt Counseling Des Moines, IA 50309 Phone: (515) 288`0741
Consumer Credit Counseling Service, 1608 S Duff Avenue # 300 Ames, IA 50010-8062 Phone: (515) 296`1968
123 Credit & Debt Counseling, Waterloo, IA 50703-9101 Phone: (319) 235`3061
Consumer Credit Counseling Service Inc 6200 Aurora Avenue # 504W Urbandale, IA 50322-2864 Phone: (515) 225`2227
123 Credit & Debt Counseling Cedar Rapids, IA 52404 Phone: (319) 364`0782
Consumer Credit Counseling Services Of Northeastern Iowa, Inc 1003 W 4th Street Waterloo, IA 50702-2803 Phone: (319) 234`0661
Consumer Credit Counseling Service, 120 W Water Street Decorah, IA 52101-1806 Phone: (563) 382`1011
Consumer Credit Counseling Service 3445 Spring Street Davenport, IA 52807-2114 Phone: (563) 359`8830
Debt Consolidation Cedar Rapids, IA 52404 Phone: (319) 364`0782
A American Debt Consolidation Waterloo, IA 50701 Phone: (319) 234`2355
A American Debt Consolidation Ames, IA 50010 Phone: (515) 233`1702
Rac Credit Reparation
902 W Madison Street
Knoxville, IA 50138-3037
Phone: (641) 780`4717
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